The Expat Concierge

Buying the house is only the first 10% of the journey. Our dedicated concierge team handles the bureaucracy, the banks, and the Portuguese state so you never have to stand in line.

Step 1: The Foundation

NIF & Bank Account Setup

You cannot buy property, sign a contract, or even set up utilities in Portugal without a NIF (Número de Identificação Fiscal). Doing this as a non-resident requires a local tax representative.

  • Fast-tracked NIF Acquisition within 48 hours.
  • Legal Tax Representation for non-EU citizens.
  • VIP introduction to top-tier Portuguese banks for remote account opening.
Legal Paperwork
Step 2: The Capital

Mortgage Brokerage

Navigating the Portuguese banking system is notorious for extreme delays and lost paperwork. We have direct channels to the underwriting departments of Millennium bcp, Novo Banco, and Santander.

  • Translation and notarization of foreign income statements.
  • Navigation of the "Age 75" strict amortization limit.
  • Securing maximum LTV (Loan-To-Value) for non-residents (typically 70%).
Open Mortgage Calculator
Banking
Step 3: The Asset

Property Management & AL Licensing

If you are purchasing an investment property, you cannot legally rent it on Airbnb without an AL (Alojamento Local) license. We handle the strict safety audits, licensing, and turn-key management.

  • Complete AL License application and municipal inspections.
  • 24/7 guest communication and premium housekeeping services.
  • Dynamic pricing algorithms to maximize your gross yield.
💬 Discuss Property Management
Luxury Villa