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Financial Exposure Engine
Calculate your exact IMT taxes and navigate the Portuguese Age-Mortgage rules instantly.
€500,000
50 Years Old
The Brutal Math
IMT (Land Transfer Tax)€28,041
Stamp Duty (0.8%)€4,000
Notary & Appraisal (Est.)€2,000
Total Closing Cash Needed€34,041
⚠️ The Age-Mortgage Trap
Because Portuguese banks mandate mortgage payoff by age 75, your maximum allowed mortgage term is 25 years.